So I was dead set on getting a Ninja 400 as my first track bike, right? But man, dealerships play so many pricing games. Started scribbling notes like crazy last Tuesday – needed to sniff out actual costs before emptying my wallet.

Stage 1: Phone Tag With Dealers
Called every Kawasaki dealer within 200 miles. Grabbed their “out-the-door” quotes – taxes, freight, assembly, all that crap included. Pro tip: if they won’t give you the total over the phone? Sketchy. Walk away. Wasted half a day getting runaround from three places talking about “come in for real numbers bro“.
Stage 2: Spreadsheet Hell
Made a Google Sheet comparing:
- Ninja 400 MSRP ($5,299) vs actual quotes
- Freight charges ranging from $490 to $730 – total ripoff
- Dealer “assembly fees” ($200 to $500!) for literally uncrating a bike
Shocking how that “$5,299 bike” ballooned to $6,300+ everywhere.
Stage 3: Hunting Competitors
Checked equivalent bikes side-by-side:
- Yamaha R3: Cheaper MSRP but worse suspension
- Honda CBR500R: $700 more but extra torque
- KTM RC 390: Way pricier maintenance costs
Stared at specs until my eyes bled. Test rode the R3 – felt like a toy after the Ninja.

Endgame Tactics
Printed my spreadsheet and walked into the dealer with the least garbage fees. Slapped it on the counter: “Match this out-the-door price or I’m buying the Honda“. Dude blinked. Came back 10 minutes later knocking $350 off their original quote. Still paid $6,100 but saved nearly $400 just by showing I did homework.
Moral? MSRP means jack. You gotta dig into freight scams and play hardball. Btw still love my Ninja though – that parallel twin sounds nasty with the baffle removed!